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Record, record, record all conversations you have with this entity's representatives... 38 states have one party consent recording, as does the federal government...

Record!!!! Ask them to cease and desist any and/or all collections activity and also to provide requisite verification (Request specifically bonafide original documents only bearing your alleged original; bonafide signatures... Be very specific in what you ask for... Anything you mail to them send via certified mail w/ return receipt and "keep" everything organized...

The burden of proof is on them, not you... Make them prove any alleged debt they're claiming your person may allegedly owe... Study up on the fair debt collection practices act, truth in lending(regulation Z), and the fair credit reporting act...

Get proactive folks... It's the only way to stop them...

Location: Warrensburg, Missouri

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You may also let them know, if they end up in court, the file a motion for "IT" to physically appear before the court..(Especially in Missouri...)... Do some more homework...

Very good advice by the way..

I liked the whole UCC 1-207 & 1-308 mask.. Hopefully the readers pick up on that...

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